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Money guide

Holiday Home Ownership Costs

Most buyers compare the purchase price and ignore the annual reality. This guide lays out every cost of ownership so you can budget honestly — year one and every year after.

By the team at Best Caravan Parks · Updated August 2026

The short answer

What does owning a holiday home really cost per year?

For a typical static: £3k–£9k in site fees, £150–£500 insurance, a few hundred for rates/utilities not already included, plus maintenance. Many owners spend £5k–£10k a year all-in after the first year.

Year one vs every year after

Year one includes the purchase price, siting and connection, first-year fees (sometimes bundled), insurance, and usually gas safety checks and servicing. It is always the biggest year.

Every year after, the recurring costs dominate: site fees (rising annually), insurance, utilities, maintenance and the occasional repair. Budget for the recurring number, not the sticker price.

The full cost checklist

  • Purchase price (new or used)
  • Siting, connection and delivery charges
  • Annual site fee (+ typical annual increase)
  • Insurance (static or lodge policy)
  • Rates and utilities not included in the site fee
  • Winterising / servicing and any repairs
  • Finance interest if borrowing
  • Park commission or fees when you sell

By submitting this form you are requesting information about caravan and holiday-home ownership options. You may be contacted by us or by suitable parks and partners. We never sell your details.

Before you pay a deposit

Before you buy a caravan or lodge — and before you pay a deposit — speak to an independent expert.

£150 spent on independent advice before you commit could save you thousands later — or stop you making the wrong purchase completely.

Get Independent Advice Before You Pay a Deposit — £150

Private 45–60 minute video consultation with a retired caravan-industry expert with 30 years’ experience.

Frequently asked questions

Are there any one-off costs when buying?+
Yes — siting, connection, and often first-year fees and extras like decking. Confirm every line of the quote in writing.
Do I pay council tax on a holiday home?+
As a rule no — holiday homes are covered by park rates, not council tax, because they are non-residential.
How much should I keep aside for maintenance?+
Plan £200–£500 a year for routine servicing and upkeep, with something extra set aside for the inevitable repair or replacement.

Worked out the five-year picture?

Get the full cost model checked by an independent expert before you commit.

Book My Consultation — £150

Keep reading

How Much Does a Static Caravan Cost?Static Caravan Site Fees ExplainedHoliday Lodge Ownership ExplainedStatic Caravan Depreciation Explained

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